What is in Your Wallet? Carry This and Do not Carry That

Your wallet is a personal item that you carry with you everywhere you go. It contains your most important financial information, as well as other personal documents. It’s important to be mindful of what you keep in your wallet, as it could be used to steal your identity or commit fraud.

Here are some things you should carry in your wallet:

  • ID: This is essential, as it proves who you are. Make sure you have a current driver’s license or state ID card.
  • Credit cards: You should have a few credit cards that you use regularly. Keep them in a secure pocket in your wallet, and do not carry more than you need.
  • Debit card: A debit card is a good way to access your bank account without carrying cash. However, you should only carry the debit card that you use most often.
  • Some cash: It’s always a good idea to have some cash on hand, just in case. However, you don’t need to carry a lot of cash. $20–30 should be enough.
  • Medical information: If you have any medical conditions, it’s a good idea to carry a card with your basic medical information. This could include your blood type, allergies, and any medications you take.
  • Emergency contacts: In case of an emergency, it’s important to have the contact information for your loved ones.

Here are some things you should not carry in your wallet:

  • Social Security card: Your Social Security card is a valuable piece of identification, and it should not be carried in your wallet. If you need to carry it with you, keep it in a secure place, such as a safe deposit box.
  • Birth certificate: Your birth certificate is another important document that should not be carried in your wallet. If you need to carry it with you, keep it in a secure place, such as a safe deposit box.
  • Pin numbers: Your PIN numbers should never be written down and kept in your wallet. If you need to write them down, keep them in a safe place, such as a password manager.
  • Expired cards: Expired credit cards, debit cards, and other forms of identification should be removed from your wallet. They are no longer valid, and they could be used by someone to commit fraud.
  • Keys to Your House If you carry keys to your house and your address is on your drivers license, criminals will have easy access to your house.

It’s also a good idea to keep your wallet in a secure place when you’re not using it. If you’re going to be out and about, try to keep your wallet in an inside pocket of your coat or purse. And if you’re going to be out late at night, it’s a good idea to leave your wallet at home.

By following these tips, you can help to keep your wallet safe and secure. And by only carrying the essentials, you can reduce your risk of identity theft or fraud.

Here are some additional tips for keeping your wallet safe:

  • Be aware of your surroundings. If you’re in a crowded place, be mindful of your wallet and keep it close to your body.
  • Don’t leave your wallet unattended. If you have to set your wallet down, make sure it’s in a safe place where no one can easily grab it.
  • Be careful when using ATMs. When you’re using an ATM, make sure to cover your PIN number with your hand so that no one can see it.
  • Report lost or stolen wallets immediately. If you lose or have your wallet stolen, report it to the police immediately. You should also contact your credit card companies and banks to cancel your cards.

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