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Cyber criminals are relentless in their pursuit to scam you out of your money. They are constantly changing their strategies based on current trends and topics. They evolve their skills using new technologies, the latest being artificial intelligence (AI).
You must constantly monitor your financial status, information stay on top of your security
Here are my top tips to help you reduce your risk of being scammed in 2023.
Always and Everywhere
This is at the top of the list to remind you to always be vigilant in everything you do when it comes to family
- Never give your password or passcode to anyone
- Don't open email or text from senders that you don't know
- Go directly to websites, don't ever follow links in email or texts
2023 Hot Topics and Scams You Should Know About
- What are the top 10 Senior Scams?
- Scammers are Using Voice AI to easily copy your voice
- Ignore Blackmail Scams
- What is an IRS Impersonation Scam?
- Sweepstakes or Lottery Scam
- Debt Collector Scams
- Watch out for Tax Scams
- Avoid These Cash Payment Scams
- Beware of Customer Service Scams
- Avoid Social Media Scams
- Grandparent Wire Transfer Scam
- Watch out for Drip Pricing
- Checkup on your investment adviser
- What's a Reverse Mortgage Scam
- What's a Senior Obituary Scam
- What is a Tech Support Scam
- What is a Home Repair Scam
- What is a Phone Scam
- What is an Online Shopping Scam
- What is an Employment and Money Mule Scam?
- What is an Online Romance Scam?
- What is a Medicare Scam?
- What is a Grandparent Scam?
- What is a Debt Collection Scam?
- What is a Sweepstakes Scam?
- What is the Fake Bar Code on Gift Card Scam
Emails
- Never open links in emails or texts
- Don't reply to emails from people you don't know
- How to Reduce the Number of Spam and Phishing Emails You Get
Banking and Financial
- Get rid of your debit cards and use an ATM only card
- Setup notifications on all your credit cards and bank accounts
- Secure your banking and financial logins
- Freeze your credit on Equifax, Experian and Transunion
- Avoid Western Union and Other Money Transfers
- Crooks Are Stealing Your Checks to Commit Fraud
- Common Zelle, Venmo, and Cash App scams
- What is Crypto Refund Scam?
- Beware of Crooks Using Zelle for Fraud
- Beware of Crooks Using Venmo for Fraud
- Beware of Crooks Using Cash App for Fraud
- Crook Pretends to Be From Your Bank - Large Zelle Withdrawal Scam
Phone Scam Prevention
- Setup a family authentication password
- Be aware of name spoofing on your phones caller ID
- The voice on the other end may not be who you think it is
- Restrict calls and texts to only your contacts
- How do SIM swapping scams work?
- What is a Google Voice Verification Code Scam
- Be Aware of Wrong Number Texts Scams
Passwords, Logins and Passkeys
- How to manage your passowords
- Keep your passwords safe and secure
- Use Two Factor Authentication whenever possible
- Use a password manager
- Use a different strong password for each of your accounts
- Require a passcode, biometric fingerprint or Face ID on your phone
- Require passwords on all your computers
- Setup a trusted recovery email using a trusted family or friend incase you can't login to your email
- What is a Bank Impersonator Scam Around Two Factor Authentication?
Technology and Security
- Update your phone software as soon as new releases are available
- Update your computer software when new releases are available
- Automatically send unkown callers to trash
- Make the move to digital wallets on your cell phone
- Keep your computer secure
- How to Setup Your Phone and Computer to Automatically Install Security Updates
- Install a Virtual Private Network (VPN) When Using Public Wi-Fi
- What is in Your Wallet? Carry This and Do not Carry That
- What is in Your Purse? Carry This and Do not Carry That
Apple Specific Technology
I keep this as a separate section for technologies that I think apple uses to take you beyond safety and security for scam prevention.
Browsing the Internet and Social Media
Other Scams to be Concerned About
- Scams and Fraud - The Big List
- What is a Free Home Scam?
- What is a Home Flipping Scam?
- What is a Mortgage Relief Payment Scam?
- What is a Driveway Repair Scam?
- What is a Testimonial Video Scam?
- What is a Fake High School Sports Streaming Site Scam
- Looking for a Puppy to Replace Loved Pet Scam
- New Hire Receives Payment Advance Check Scam - Payment back using P2P
- Be Aware of Concert Ticket Scams using P2P Payment
- Be Aware of Sporting Event Ticket Scams using P2P Payment
- Beware of Online Appliance Scams Asking for P2P Payment
- Three Key Warning Signs of Scams
- Amazon Prime Membership Scams
- Amazon Account Suspension or Account Deletion Scams
- Amazon Will Never Ask for Your Password or Sensitive Information
- Here are some important tips from Amazon to identify scams and keep your account and information safe:
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